Question: How Can I Protect My Social Security Number?

Can I use my SSN to pay debt?

For most types of debt, including credit cards, medical bills, and personal loans, Social Security cannot be garnished to pay the debt.

If you owe money to a creditor, the creditor can go to court and get an order to take money from your bank account..

Should I give my SSN over the phone?

You should never provide your SSN to someone you don’t know who calls you on the phone and requests it. This same warning applies to unsolicited emails and any forms you fill out on the internet. In general, don’t give your SSN to anyone unless you are absolutely certain they have a reason and a right to have it.

Can someone steal your home title?

Home title fraud occurs when someone obtains the title of your property—usually by stealing your identity—to change ownership on your property title from your name to theirs. The fraudster can then secure as many loans as possible using your equity as collateral.

What can someone do with your Social Security number?

A dishonest person who has your Social Security number can use it to get other personal information about you. Identity thieves can use your number and your good credit to apply for more credit in your name. Then, they use the credit cards and don’t pay the bills, it damages your credit.

Can someone access my bank account with my Social Security number?

They can use your SSN to open a bank account in your name. That means that anyone with your SSN can easily open a bank account in your name, especially if the identity thief already obtained a driver’s license in your name. … This tells creditors to call you before they open any new accounts in your name.

What bank is my Social Security number linked to?

Your SSN is tied to Social Security Administration which is tied directly to the Federal Reserve System, which is privately owned by stock-holding banks, one of which is Barclay’s, a Royal Britich Bank, as well as several American banks, which are also British owned and controlled.

How can I find out if someone is using my identity?

at 1-877-IDTHEFT (1-877-438-4338) or go to: www.identitytheft.gov/ To order a copy of your Social Security Administration earnings and benefits statement, or to check whether someone has used your Social Security number to get a job or to avoid paying taxes, visit www.socialsecurity.gov/statement/.

Can you lock your Social Security number?

Self Lock is the unique feature that lets you protect your identity in E-Verify and Self Check by placing a “lock” on your Social Security number (SSN). This helps prevent anyone else from using your SSN to try to get a job with an E-Verify employer.

What can a person do with the last 4 of your SSN?

Not only can they open credit in your name, steal your money and government benefits, they can also obtain medical care and tax refunds in your name. Guard your “Final Four.” Although they are widely used and shared, the last four digits of your SSN are the most important to protect.

Does your Social Security number mean anything?

The numbers on your Social Security card actually mean something! SSNs are not assigned consecutively; the first was not the lowest number, and the most recent is not the highest. … Area numbers – The first three numbers originally represented the state in which a person first applied for a Social Security card.

How hard is it to get a new Social Security number?

Is it possible to get a new Social Security number? En español | Yes, but it is not easy. If you can show that you are in danger due to domestic violence or other abuse, or you are experiencing significant, ongoing financial harm due to identity theft, Social Security can assign you a different number.

Can you pay off debt with your Social Security number?

A recent hoax circulating on the internet asserts that the Federal Reserve maintains accounts for individuals that are tied to the individual’s Social Security number, and that individuals can access these accounts to pay bills and obtain money. These claims are false.

What can someone do with my SSN and DOB?

Once someone has your Social Security number, they can essentially become you. They may be able to collect tax refunds, collect benefits and income, commit crimes, make purchases, set up phone numbers and websites, establish residences, and use health insurance—all in your name.

How do I check to see if someone is using my Social Security number?

To see if your Social Security number is being used by someone else for employment purposes, review your Social Security Statement at www.socialsecurity.gov/myaccount to look for suspicious activity. Finally, you’ll want to use additional scrutiny by regularly checking your bank and credit card accounts online.

What to do when your SSN is stolen?

Report the theft of the Social Security number to the IRS at http://www.irs.gov/uac/Identity-Protection. You can also call 1-800-908-4490. That will prevent tax-fraud thieves from filing tax returns in your name — and collecting your tax refund.

Can you change your SSN?

The Social Security Administration generally does not encourage or allow you to change your Social Security number, except under certain circumstances. You can change your SSN if you can prove that using your existing number will cause you harm, such as in cases of abuse or harassment.

Why do landlords ask for SSN?

Identification Verification. One reason you’ll be asked for your Social Security number on a rental application is for identification purposes. Landlords want to make sure you are who you say you are, so they’ll need to match up your name with your Social Security number.

Is it bad if someone knows your Social Security number?

Unfortunately, the only way to know if someone has your Social Security number is if they put it to use. Identity thieves might use your SSN to get medical care under your name, open accounts in your name, file for a tax refund or steal your government benefits.