Quick Answer: Which Credit Card Is Better Than HDFC Regalia?

How can I get an HDFC regalia credit card for free for a lifetime?

HDFC Regalia Credit Card.

HDFC Regalia First Credit Card….The mandatory documents required for applying an HDFC lifetime-free credit card are:A copy of the PAN card.A copy of the ID proof.A copy of the address proof.A copy of the salary slips for the last 6 months.A copy of Form 16.A passport-size photograph..

How do I know if my credit card is lifetime free?

You could also look for the words “Lifetime Free” or “LTF” in the card application form. This means that you will not have to pay annual charges till you continue to use the card. Interest rate: For credit cards, generally interest rates are 22-48% per annum.

Which HDFC credit card is best?

Top 10 HDFC Credit Cards in India for 2020Credit CardAnnual Fee (in Rs.)Best Suited ForHDFC Regalia Credit Card2,500Shopping & TravelHDFC MoneyBack Credit Card500Rewards & ShoppingHDFC Millennia Credit Card1,000CashbackHDFC Titanium Times Credit Card500Movies & Dining6 more rows•Nov 10, 2020

Which credit card is better HDFC or Axis?

The credit limit of both the credit card depends on your income and the Cibil Score….Comparison of Fees and Waiving off Criteria.Basis of DifferenceAxis Privilege Credit CardHDFC Regalia Credit CardWaiving Off CriteriaSpend ₹2.5 Lacs in a Year to Waive off the fees.Spend ₹3 Lacs in a Year to Waive off the fees.2 more rows

Is HDFC credit card free?

Lifetime Free Credit Card – Get Credit Cards with No Annual Fee | HDFC Bank.

Is Regalia a good card?

HDFC Regalia Credit Card is one of the Super premium credit cards issued by the bank which holds a prestigious status. It’s usually given to high net-worth individuals who have higher ITR or a better relationship value with the bank. Its loaded with whole lot of features with great reward points on every spend.

Is Regalia first card free?

Is HDFC Regalia First credit card lifetime free? No, the HDFC Regalia First credit card attracts a joining fee of Rs. 1000 + GST. The annual fee on the credit card is Rs.

Is Infinia better than regalia?

Now your dilemma of HDFC Infinia vs HDFC Regalia must be resolved….Comparison of the Fee – HDFC Infinia vs HDFC Regalia.Basis of DifferenceHDFC InfiniaHDFC RegaliaAnnual Renewal Fees₹10000 Plus Applicable Taxes₹2500 Plus Applicable Taxes2 more rows

How good is HDFC regalia credit card?

HDFC Regalia Credit Card is among the most popular credit cards by HDFC Bank. The card charges an annual fee of Rs. 2,500 with easy waiver conditions and is best suited for frequent shoppers, travelers, and diners. Cardholders will also enjoy benefits under an excellent rewards program.

Which HDFC credit card is lifetime free?

Low Annual Fee Credit Cards by HDFC BankHDFC Credit CardAnnual FeeFee Reversal ConditionHDFC Freedom Credit CardRs. 500Spend Rs. 60,000 in a yearHDFC Bharat Cashback Credit CardRs. 500Spend Rs. 50,000 in a yearHDFC Times TitaniumRs. 500Spend Rs. 1.5 Lakh in a year4 more rows•Sep 16, 2020

Which is better regalia or regalia first?

HDFC Bank Regalia Credit Card has been most popular and successful product from HDFC Bank….HDFC Regalia vs Regalia First Credit Card.RegaliaRegalia FirstEligibilityMonthly Income > Rs. 1,20,000Monthly Income > Rs. 40,000Annual FeeRs. 2,500Rs. 1,000Welcome BenefitZomato Gold Membership-Reward Rate1.3%0.8%6 more rows•Oct 7, 2019

How can I increase HDFC credit card limit?

Apply for new card – This is the easiest way for Credit Card limit increase. Applying for a new, upgraded card will automatically give you a limit increase. You can choose from a wide variety of cards, preferably ones that give you additional Credit Card benefits compared to your existing card.