Quick Answer: Which Is Best Credit Card In HDFC?

How can I increase HDFC credit card limit?

Apply for new card – This is the easiest way for Credit Card limit increase.

Applying for a new, upgraded card will automatically give you a limit increase.

You can choose from a wide variety of cards, preferably ones that give you additional Credit Card benefits compared to your existing card..

Is HDFC regalia credit card free?

HDFC Regalia Credit Card is among the most popular credit cards by HDFC Bank. The card charges an annual fee of Rs. 2,500 with easy waiver conditions and is best suited for frequent shoppers, travelers, and diners. Cardholders will also enjoy benefits under an excellent rewards program.

What is minimum salary for credit card?

Eligibility to apply for the HDFC Bharat CashBack Card:CriteriaSalaried IndividualsSelf-employed individualsAge21 to 60 years21 to 65 yearsIncomeMinimum Rs.12,000 per monthMinimum ITR per year – Rs.2 lakh

Who is eligible for HDFC credit card?

Factors that influence Credit Card eligibility are: Age: You must be at least 21 years of age. Income: You must have a regular source of income, whether you are salaried or self-employed. Bank account: You must have a savings account in your name.

Which HDFC credit card is lifetime free?

Low Annual Fee Credit Cards by HDFC BankHDFC Credit CardAnnual FeeFee Reversal ConditionHDFC Freedom Credit CardRs. 500Spend Rs. 60,000 in a yearHDFC Bharat Cashback Credit CardRs. 500Spend Rs. 50,000 in a yearHDFC Times TitaniumRs. 500Spend Rs. 1.5 Lakh in a year4 more rows

How can I avoid paying my credit card annual fee?

The good news is that it’s possible to have a credit card with great benefits and avoid paying an annual fee.Ask for the fee to be waived. … Use your rewards to make up for the fee. … Switch to a different card. … Get a card with no annual fee. … Get a card that waives the fee. … Cancel the card.

Is it wise to have two credit cards?

According to Experian, this isn’t a smart practice. Keep in mind: it’s not the number of cards you have, it’s how you use them, and you can have as good a score with 2 cards as with 5 or 10. Keep an eye on the total you’ve borrowed. It’s easier to run up debt when you use multiple cards.

Does applying for a second credit card hurt your credit?

Opening a new credit card can temporarily ding your credit score. When a card issuer looks at your credit information because you’ve applied for a credit card, it is a so-called “hard pull.” That can lead to a slight drop in your credit score, whether you are approved or not.

What are the top 3 credit cards?

Best Credit Cards of December 2020Capital One Venture Rewards Credit Card, Best feature: Travel rewards.Chase Sapphire Preferred® Card, Best feature: Travel rewards.Chase Freedom Flex℠, Best feature: Wide range of cash back rewards.Chase Freedom Unlimited®, Best feature: Flexible cash back rewards.More items…

What is HDFC millennia credit card?

The HDFC Bank Millennia Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. To see if your Card is contactless, look for the contactless network symbol on your Card.

Which bank credit card is best?

Best Credit CardsBankList of Popular Credit CardsSBISBI Card PRIME, SimplySAVE SBI Card, IRCTC SBI Platinum Card, Yatra SBI CardHDFC BankJet Privilege HDFC Bank World Card, Regalia Card, Freedom Card, Platinum Times CardAxis BankMy Zone Card1 more row

How can I get free HDFC credit card?

The mandatory documents required for applying an HDFC lifetime-free credit card are:A copy of the PAN card.A copy of the ID proof.A copy of the address proof.A copy of the salary slips for the last 6 months.A copy of Form 16.A passport-size photograph.

Can I apply HDFC credit card online?

Apply online for HDFC Bank Credit Card: Check your HDFC Bank Credit Card Eligibility ✓ Offers ✓ Fee charges ✓ Reward Points ✓ Apply Online instantly at IndiaLends.

Is HDFC millennia credit card good?

To meet this very need, HDFC Bank has recently launched its Millennia Credit Card that provides bonus CashPoints on online shopping, lounge access, cashback on all spends and more, all at an annual fee of only Rs. 1,000. With multi-faceted benefits, it can be a good match for many.

Can I have 2 HDFC credit cards?

Trick to get 4 Credit Cards from HDFC Bank: To be more clear, Yes, you can have four credit cards “theoretically” as per CIBIL records. But, No, you can’t have 4 different HFC cards in reality.

Which type of credit card is best in HDFC?

Best HDFC Credit Card OnlineHDFC Bank Credit CardsCategoryJoining FeeFreedom CardCashback, Rewards₹ 500Infinia CardLifestyle, Premium, Rewards, Travel and Airline₹ 10,000Jet Privilege Diners CardLifestyle, Travel and Airline₹ 10,000Jet Privilege HDFC Bank World CardRewards, Travel and AirlineNIL14 more rows

What is the limit of HDFC credit card?

HDFC Business Platinum Credit Card Limit: 25,000 – 1,50,000. HDFC Business Moneyback Credit Card Limit: 25,000 – 1,50,000. HDFC Business Regalia Credit Card Limit: Rs. 2 Lakhs – Rs.

Does credit limit increase automatically?

If you have a credit card in good standing, there are generally two ways to get a credit limit increase. Your credit card company may decide to automatically increase your credit limit. This decision could depend on factors like how long your account has been open and whether you’ve used your credit responsibly.