Should I Apply Amazon Store Card?

Is the Amazon store card free?

Like most store credit cards, the Amazon store card doesn’t charge an annual fee.

However, it’s only good for Amazon.com purchases, and can’t be used just anywhere.

Still, with free cash back and no fee, what’s not to like?.

What’s the difference between Amazon store card and rewards card?

Amazon Prime Store Card rewards can only be used for purchases on Amazon.com, while Amazon Visa card rewards can be redeemed in a variety of ways, including as cash back in the form of a deposit or statement credit, for Amazon purchases and for travel.

What is the difference between the Amazon store card and the Amazon credit card?

The main difference between the Amazon Store Card and the Amazon Credit Card is that the former can only be used to make purchases at Amazon and where Amazon Pay is accepted, whereas the latter can be used pretty much anywhere in the world.

Is it worth getting an Amazon store card?

So it’s definitely worth it. You just need to pair it with a Visa or Mastercard that allows you to maximize the rewards you earn on all of your other purchases. Don’t use it for financing. The Amazon Store Card offers 0% financing for 6 to 24 months, depending on what you buy and how much it costs.

Does applying for Amazon store card hurt credit?

Originally Answered: How would getting an Amazon Prime Store Card affect my credit? Getting the card will make your credit score drop slightly for a very short period of time, but assuming that you’re not getting a mortgage or a car loan in the next few months, it’s really nothing to worry about.

Should I apply for Amazon credit card?

If you’re already a Prime member and a heavy Amazon user, this card could be a good addition to your wallet. “The benefits of the Amazon card are good, but not good enough to pay $99 per year for Amazon Prime if you are not a big shopper,” advises financial planner Kathy Hauer. Do the math before applying.

What is the limit on Amazon credit card?

$400The Amazon Store Card credit limit is at least $400 in most cases, and the average credit limit is around $1,500. You can definitely get a higher limit than $1,500 with the Amazon Store Card, but you can also get a lower limit than $400. Some forum users have reported initial credit limits as low as $150.

Does Amazon do a hard credit check?

When you went outside of Amazon to Chase, they did a hard pull on their side which is what you saw. You’ll see a hard inquiry for both, but not necessarily on all three agencies (Experian, TransUnion and Equifax). … Amazon Chase, is obviously through Chase bank. Amazon Store Card is through GE Money.

What happens to my Amazon Prime store card if I cancel Prime?

Canceling Prime while using an Amazon Prime Rewards card When your current membership expires, Amazon will bill the annual membership fee to your account automatically. … The card can still be used for Amazon purchases, however, and still provides access to special financing offers.

How much do Amazon workers make a week?

Amazon Warehouse SalaryAnnual SalaryWeekly PayTop Earners$40,000$76975th Percentile$33,500$644Average$32,055$61625th Percentile$26,000$500

Can I use my Amazon store card?

About the card The card can only be used on Amazon purchases, and it has promotional no-interest financing available for big-ticket items.